PRIVACY POLICY — Lakshmi Track (Finance Manager App)

Privacy Policy for KharchBook
Effective Date: 11 Feb 2026

KharchBook (“we”, “our”, “us”) values your privacy. This Privacy Policy explains what information we collect, how we use it, and how we protect it when you use our mobile application.

By using KharchBook, you agree to this Privacy Policy.

1) Information We Collect

A) User-Entered Data (Financial Data)

KharchBook allows users to enter personal finance information such as:

  • Income

  • Expenses

  • Categories

  • Notes

  • Budget information (if available)

This data is entered by you and is used only for app functionality.

B) Account Information (If login/backup is enabled)

If you sign in (example: Google Sign-In), we may collect:

  • Your Google account basic profile information (such as email and name)

This is used only to enable cloud backup and restore.

C) Device and App Usage Data

We may collect limited technical information such as:

  • Device model

  • Operating system version

  • App version

  • Crash reports

  • Basic app usage events (only for improving app performance)

2) How We Use Your Information

We use collected information only for:

  • Running the app and saving your finance records

  • Providing backup/restore (if enabled)

  • Improving app stability and performance

  • Fixing bugs and crashes

  • Security and fraud prevention

We do NOT sell your personal information.

3) Data Storage and Security

Local Storage

Your financial records are primarily stored locally on your device.

Cloud Backup (Optional)

If cloud backup is enabled, your data may be stored securely in cloud services such as:

  • Google Firebase / Google Drive / Cloud Storage (depending on your app setup)

We use reasonable security measures to protect your data, but no method of storage is 100% secure.

4) Sharing of Information

We do not share your financial data with third parties except:

A) Service Providers

We may use trusted third-party services for:

  • Cloud backup (Firebase)

  • Crash reporting (Firebase Crashlytics)

  • Analytics (Firebase Analytics)

These services may collect limited technical information.

B) Legal Requirements

We may disclose information if required by law or government request.

Contact Email in the policy page like:

📧 Contact: LOMYXCONSULTANCY@GMAIL.COM
or
📧 Email: LOMYXCONSULTANCY@GMAIL.COM

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