PRIVACY POLICY — Lakshmi Track (Finance Manager App) Privacy Policy for KharchBook Effective Date: 11 Feb 2026 KharchBook (“we”, “our”, “us”) values your privacy. This Privacy Policy explains what information we collect, how we use it, and how we protect it when you use our mobile application. By using KharchBook, you agree to this Privacy Policy. 1) Information We Collect A) User-Entered Data (Financial Data) KharchBook allows users to enter personal finance information such as: Income Expenses Categories Notes Budget information (if available) This data is entered by you and is used only for app functionality. B) Account Information (If login/backup is enabled) If you sign in (example: Google Sign-In), we may collect: Your Google account basic profile information (such as email and name) This is used only to enable cloud backup and restore. C) Device and App Usage Data We may collect limited technical information such as: Device model...